How To Access A Free Cibil Score With Your Pan Card

In India, a credit score is a three-digit number that is used by banks and other financial institutions to determine the creditworthiness of an individual. CIBIL, or Credit Information Bureau (India) Limited, is one of the four credit bureaus in India that maintains the credit history of individuals and provides credit scores. You can access your CIBIL Score for free using your PAN card by following the steps below:

Step 1: Visit the official website of CIBIL at cibil.com and click on the “Get Your CIBIL Score” tab.

Step 2: Register for a new account by providing your personal details, including your name, date of birth, gender, and contact information.

Step 3: Provide your PAN card details and upload a copy of your PAN card as proof of identity.

Step 4: Answer a few questions related to your credit history, such as the name of the bank where you hold your credit card or loan account.

Step 5: Verify your identity by entering an OTP (one-time password) sent to your registered mobile number.

Step 6: Once your identity is verified, you will be able to view your CIBIL Score and credit report.

It is important to note that while you can access your free CIBIL Score once a year, you may need to pay a fee to access your credit report more frequently. Additionally, if you find any discrepancies in your credit report, you should raise a dispute with CIBIL immediately to get it corrected.

Accessing your CIBIL Score for free using your PAN card is a simple process that can be done online in a few easy steps. It is important to regularly monitor your credit score and credit report to ensure that your creditworthiness is not negatively impacted and to identify and correct any errors in your credit history.