The Most Effective Method To Check Your CIBIL Score Online: A Complete Guide

Your credit score is one aspect that banks and financial companies use to decide whether or not to extend credit to you. A consumer’s credit profile can be summed up in three numbers known as their CIBIL score. The credit score is determined by the individual’s borrowing and repayment histories as reported by various financial institutions to CIBIL (these histories are detailed in the individual’s CIBIL Report).

The CIBIL Score ranges between 300 and 900. When applying for a credit card or loan, the applicant will have a better chance of being approved if their CIBIL Score is closer to 900. There are four credit rating organizations operating in India, and CIBIL is one of them. Read on to find out how to check cibil score.

How to check your CIBIL credit score without cost

According to the Bajaj Finserv website, you can get your credit score for free in the following manner:

1. Log on to the Bajaj Finserv website.

Visit the Bajaj Finserv website and select “Get your CIBIL Score” in the upper right-hand corner of the page. This will send you to a website with subscription alternatives; to choose the free option, simply scroll down.

2. Create a login account

Here, you must enter your email address, name (which will serve as your username for this account), password, ID evidence (such as a PAN card, passport number, voter ID, or Aadhaar), date of birth, postal code, and phone number. After entering your information, click “Accept and continue.”

3. Identify yourself

The next stage is identity verification. A one-time password (OTP) will be sent to the mobile number you entered in Step 2. Enter the OTP and click “Continue” to proceed.

4. Proceed to the dashboard

You will be transported to a new window where your enrollment will be confirmed. You will also receive an email confirmation. To view your credit score, click the “Go to dashboard” link.

5. View your CIBIL Score

This link will take you to Bajaj Finserv. Here, subscribers are able to access their complimentary CIBIL Score and CIBIL Report.

You can access your CIBIL Score by visiting Bajaj Finserv website and selecting ‘Member Login’ after creating an account. To log in, you must provide your email address and password. If you want your CIBIL Score again during the same year, you must subscribe to Bajaj Finserv, pay according to the available plans, and receive your report.

Additional Read: The Most Effective Method To Recognize And Determine Mistakes In The CIBIL Report ?

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